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BUYER

Purchasing a home is one of the biggest investments of your life in its financial aspect and furthermost, it provides a sweet place for your lovely family to live together in. Therefore, it is very important to understand what type of house you need, what your budget is, what area meets your family's needs, and what the main milestones are in the process before you make a purchasing decision.

 

The process could take longer than you may expect and it consists of many legal documentation and procedures. Hence, it is strongly recommended to work with a qualified realtor who can provide all these services and walk you through this process towards a successful closing of escrow.

 

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What type of house do I want? 

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These are several preferences from home buyers when they search for their house.

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  • Single Family Home, Condo/Town home

  • Location, Size, Number of rooms, House direction (South or West facing, etc.)

  • Vaulted ceiling, Separate living room from family room, Bedroom and full bathroom downstairs, Size of backyard, Upgrades

  • School district

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What is my budget?

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You need to calculate and project what you can afford based on your budget for the down payment and escrow closing cost and monthly mortgage payment, including other expenses such as property taxes and insurance. Escrow closing cost usually takes about 1.5%-2.5% of the purchasing price.

HOME PURCHASING PROCESS

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